Richard Francis serves as director of sovereign ratings at Fitch Ratings. Previously, he was director of sovereign ratings at Standard & Poor’s. Francis was also a research economist at Morgan Stanley. He holds a bachelor’s degree in political science from Rice university and a master’s degree in international affairs from Columbia University.

Concordia Horizon Summit: United States Report Now Live
The 2026 Concordia Horizon Summit: United States brought together leaders from business, government, and civil society in Dallas-Fort Worth to examine the forces reshaping the global economy and the opportunities emerging from a

