Richard Francis serves as director of sovereign ratings at Fitch Ratings. Previously, he was director of sovereign ratings at Standard & Poor’s. Francis was also a research economist at Morgan Stanley. He holds a bachelor’s degree in political science from Rice university and a master’s degree in international affairs from Columbia University.

Announcing New Members of Concordia’s Advisory Board
Concordia is pleased to announce the appointment of a distinguished group of global leaders to its Advisory Board. Representing a diverse range of sectors, geographies, and areas of expertise, these individuals bring

