Michael Bykhovsky serves as Chief Executive Officer and President of Applied Financial Technology, Inc. Mr. Bykhovsky served as Director of Portfolio Technology and developed a complete fixed-income analytical system at Fisher, Francis, Trees & Watts. He joined FFTW after two years at Hyperion Capital Management where he was a Vice President in charge of Quantitative Research. Mr. Bykhovsky headed a risk control group at ABN-AMRO. He served as a Vice President in the Mortgage Research Group at Prudential Securities. Mr. Bykhovsky holds a B.S. in Physics from Columbia University and a M.S. in Physics from the University of California at Los Angeles. Mr. Bykhovsky holds Ph.D. in Physics at CERN in Geneva, Switzerland and at Columbia University.

Announcing New Members of Concordia’s Advisory Board
Concordia is pleased to announce the appointment of a distinguished group of global leaders to its Advisory Board. Representing a diverse range of sectors, geographies, and areas of expertise, these individuals bring

