Michael Bykhovsky serves as Chief Executive Officer and President of Applied Financial Technology, Inc. Mr. Bykhovsky served as Director of Portfolio Technology and developed a complete fixed-income analytical system at Fisher, Francis, Trees & Watts. He joined FFTW after two years at Hyperion Capital Management where he was a Vice President in charge of Quantitative Research. Mr. Bykhovsky headed a risk control group at ABN-AMRO. He served as a Vice President in the Mortgage Research Group at Prudential Securities. Mr. Bykhovsky holds a B.S. in Physics from Columbia University and a M.S. in Physics from the University of California at Los Angeles. Mr. Bykhovsky holds Ph.D. in Physics at CERN in Geneva, Switzerland and at Columbia University.

Transforming Urban Cardiovascular Health
At the 2025 Concordia Annual Summit, leaders from across sectors gathered to address one of the most pressing global health challenges: cardiovascular disease in rapidly growing urban environments. In partnership with

